⏪ Replay Mode

Historical Investment Return Calculator

Pick any stock, crypto, index, or commodity and see the exact return using real historical closing prices. Free, no sign-up needed.

This free investment simulator and stock return calculator lets you simulate what any investment would be worth over any time period — using actual market data, not estimates. Choose Bitcoin, the S&P 500, Apple, gold, or 35+ other assets. Set your start date, end date, and initial amount. Optionally add a monthly contribution to model dollar-cost averaging. This historical investment simulator instantly shows your final value, total gain or loss, annualized return, and an interactive growth chart you can share.

What would you have invested in?
Popular
Commodities
Indices
Crypto
Stocks
Initial investment
$500 $1,000 $2,500 $5,000 $10,000
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Time period
1 year 3 years 5 years 10 years 15 years Custom
Monthly contributions optional
$0 $100 $200 $500 $1,000
$

Frequently Asked Questions

What is a historical investment return calculator?

A historical investment return calculator shows you what a sum of money would have grown to if invested in a real asset over a past time period. Unlike hypothetical projections, it uses actual closing prices from market data — so the result reflects what genuinely happened, not an assumption.

How accurate is this stock return calculator?

Invetest pulls adjusted closing prices via yfinance, which sources data from Yahoo Finance. Results account for stock splits and are accurate to the daily close. They do not include dividends, taxes, or brokerage fees, so real-world returns may differ slightly.

Which assets can I calculate returns for?

You can run a return calculation for 35+ assets including Bitcoin, Ethereum, the S&P 500 (SPY), Nasdaq (QQQ), Apple (AAPL), NVIDIA (NVDA), Tesla (TSLA), Amazon (AMZN), Microsoft (MSFT), gold (GLD), silver (SLV), oil (USO), and many more stocks, crypto, indices, and commodities.

Can I model dollar-cost averaging (DCA)?

Yes. Enter a monthly contribution amount in the form and the calculator simulates buying the asset every month at that month's closing price. This lets you see how a disciplined DCA strategy — rather than a single lump-sum investment — would have performed over your chosen period.

How far back does the historical data go?

Data availability varies by asset. The S&P 500 and major US stocks have data going back decades. Bitcoin data starts from around 2010. The calculator automatically limits your selectable date range to when reliable price data is available for each asset.

Can I compare multiple assets at once?

Yes — select multiple assets using the checkboxes and run the simulation to see a side-by-side comparison of returns for the same time period. This makes it easy to see how, for example, Bitcoin stacked up against the S&P 500 or gold over the same window.

Is this an investment simulator?

Yes. Invetest Replay is a historical investment simulator: you pick an asset, a start date, and an amount, and it simulates exactly what that investment would have done using real past prices. Because it replays what actually happened rather than guessing at the future, it is a backtesting simulator — the most honest way to test an investing idea against reality before risking real money.