✨ FREE · REAL HISTORICAL DATA · NO SIGN-UP

Free Investment
Return Calculator

Calculate what any investment would be worth today using real historical market data. Pick any stock, cryptocurrency, index, or commodity — then see the exact return over any time period. Or project future growth with 1,000 probability scenarios.

Replay Mode
What happened?
🔭 Future Mode
What could happen?
No sign-up required
Real historical data
1,000 simulations per run
No credit card
20+
Years of Data
50+
Assets to Compare
Scenarios to Test
13,456
Simulations Run

How the Investment Return Calculator Works

Look backward with real data. Look forward with probability.

Replay Mode

What happened?

Pick any asset, any time period. See exactly what your investment would be worth today using real historical prices — no guesses, no projections.

  • Stocks, crypto, indices, commodities
  • Monthly contributions & portfolio mode
  • Shareable result cards
Try Replay Mode →
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Future Mode

What could happen?

Not a prediction — a probability. Run 1,000 Monte Carlo simulations based on real historical volatility to see the range of possible futures for your money.

  • 1,000 simulations per run
  • Pessimistic / median / optimistic bands
  • Age-based framing (e.g. "by age 45…")
Try Future Mode →
⚠️ THE HIDDEN COST

Waiting is more expensive than you think

Most young adults delay investing because it feels complex or risky. But the real risk? Missing years of compound growth.

"The best time to start investing was yesterday. The second best time is today."

Why Use Invetest?

Test investment scenarios risk-free with real historical data

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Real Market Data

Simulate historical market performance using actual data from Yahoo Finance — not guesses or projections

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Portfolio Builder

Compare individual assets or combine them into a diversified portfolio with custom allocations

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Visual Insights

Interactive charts show exactly how your investment would have grown — or shrunk — over time

Frequently Asked Questions

Everything you need to know about Invetest.

What is Invetest?

Invetest is a free investment return calculator that uses real historical market data to show what any investment would be worth today. Simulate past investments with Replay Mode or project future growth with 1,000 Monte Carlo simulations in Future Mode. No sign-up required.

How accurate is the investment return calculator?

Invetest uses real historical price data from Yahoo Finance for all calculations. Replay Mode shows exact returns based on actual closing prices. Future Mode uses Monte Carlo simulation based on real historical volatility — showing a probability range of outcomes, not a single prediction.

What assets can I simulate?

Bitcoin, Ethereum, Solana, Ripple (XRP), Cardano, Dogecoin, Avalanche, Polkadot, Binance Coin, Litecoin, Shiba Inu, Chainlink, S&P 500, NASDAQ 100, Dow Jones, FTSE 100, Russell 2000, Apple, Tesla, Microsoft, Amazon, Alphabet, NVIDIA, Meta, JPMorgan, Netflix, AMD, Disney, Shopify, Palantir, Coinbase, PayPal, Zoom, Intel, Uber, Snowflake, Gold, Silver, Crude Oil, Natural Gas, Platinum, and more. 50+ assets across stocks, crypto, indices, and commodities.

Is Invetest free to use?

Yes — completely free. No sign-up, no credit card, no premium tier. All features including Replay Mode, Future Mode, portfolio comparison, and all historical scenarios are available to everyone at no cost.

What is the average S&P 500 historical return?

The S&P 500 has returned approximately 10% per year on average, including dividends reinvested. From 2010 to 2024, a $1,000 investment grew to approximately $7,200 — a 620% total return. Simulate the exact S&P 500 return →

Start exploring your money

Look back at what you missed. Look forward at what's possible.

⏪ Replay Mode 🔭 Future Mode

No sign-up required · Real market data