Invetest is a free investment return calculator that uses real historical market data to show what any investment would be worth today. You can simulate past investments (Replay Mode), project future growth with 1,000 Monte Carlo simulations (Future Mode), or find out when you could stop working with the Planning tool. No sign-up required.

What assets can I simulate on Invetest?

Invetest supports over 30 assets including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), the S&P 500, NASDAQ 100, Apple (AAPL), NVIDIA (NVDA), Tesla (TSLA), Microsoft (MSFT), Amazon (AMZN), Alphabet (GOOGL), Meta (META), Gold, Silver, Crude Oil, and many more stocks, cryptocurrencies, indices, and commodities.

What would $1,000 in Bitcoin in 2014 be worth today?

A $1,000 investment in Bitcoin in 2014 (when BTC traded around $350-$450) would have bought approximately 2-3 BTC. By 2024, with Bitcoin trading at $60,000-$70,000, that investment is worth approximately $120,000-$210,000 — a 12,000-21,000% return. You can run this exact simulation on Invetest for free.

✦ THE FREE INVESTMENT CALCULATOR · PAST · FUTURE · PLAN

Everything about
your money

See what any investment would've been worth, project where it could go with 1,000 simulations, and find out when you could stop working — all from real historical market data. Free, no sign-up.

⏪ Replay Mode
What happened? 🔭 Future Mode
What could happen? 🔮 Planning
What should I do?

✓ No sign-up required

✓ Real historical data

✓ 1,000 simulations per run

✓ No credit card

20+

Years of Data

50+

Assets to Compare

∞

Scenarios to Test

13,456

Simulations Run

How the Investment Return Calculator Works

Look backward with real data. Look forward with probability. Plan ahead with numbers.

⏪

Replay Mode

What happened?

Pick any asset, any time period. See exactly what your investment would be worth today using real historical prices — no guesses, no projections.

✓ Stocks, crypto, indices, commodities
✓ Monthly contributions & portfolio mode
✓ Shareable result cards

Try Replay Mode →

🔭

Future Mode

What could happen?

Not a prediction — a probability. Run 1,000 Monte Carlo simulations based on real historical volatility to see the range of possible futures for your money.

✓ 1,000 simulations per run
✓ Pessimistic / median / optimistic bands
✓ Age-based framing (e.g. "by age 45…")

Try Future Mode →

🔮

Planning

What should I do?

Five numbers about you. Three answers about your future: what you'll have, your freedom number, and the age work becomes optional.

✓ "When can I stop working?"
✓ One simple freedom number
✓ Everything in today's money

Try Planning →

⚠️ THE HIDDEN COST

Waiting is more expensive than you think

Most young adults delay investing because it feels complex or risky. But the real risk? Missing years of compound growth.

"The best time to start investing was yesterday. The second best time is today."

Why Use Invetest?

Test investment scenarios risk-free with real historical data

📊

Real Market Data

Simulate historical market performance using actual data from Yahoo Finance — not guesses or projections

💼

Portfolio Builder

Compare individual assets or combine them into a diversified portfolio with custom allocations

📈

Visual Insights

Interactive charts show exactly how your investment would have grown — or shrunk — over time

Popular Investment Return Scenarios

Click any to run the full simulation with real historical data.

$1,000 in Bitcoin in 2014

+10823%

$1,000 in NVIDIA in 2019

+2975%

$1,000 in Solana in 2020

+3403%

$1,000 in AMD Since 2016

+6600%

$1,000 in Tesla at IPO (2010)

+15541%

$1,000 in Netflix in 2012

+2735%

$1,000 in NVIDIA at the COVID Crash

+1569%

$1,000 in S&P 500 After the 2008 Crash

+498%

$1,000 in Meta at the 2022 Crash

+296%

$1,000 in Bitcoin at the COVID Crash

+556%

$1,000 in Dogecoin at its 2021 Peak

-73%

$1,000 in Peloton at the 2021 Peak

-96%

Year-by-year calculations

$1,000 in Bitcoin in 2017 → $1,000 in NVIDIA in 2022 → $1,000 in Tesla in 2019 → $1,000 in Apple in 2013 → $1,000 in S&P 500 in 2015 → $1,000 in Ethereum in 2019 →

View all 51 scenarios → Custom simulation

Frequently Asked Questions

Everything you need to know about Invetest.

What is Invetest?

Invetest is a free investment return calculator that uses real historical market data to show what any investment would be worth today. Simulate past investments with Replay Mode, project future growth with 1,000 Monte Carlo simulations in Future Mode, or find out when you could stop working with the Planning tool. No sign-up required.

How accurate is the investment return calculator?

Invetest uses real historical price data from Yahoo Finance for all calculations. Replay Mode shows exact returns based on actual closing prices. Future Mode uses Monte Carlo simulation based on real historical volatility — showing a probability range of outcomes, not a single prediction.

What assets can I simulate?

Bitcoin, Ethereum, Solana, Ripple (XRP), Cardano, Dogecoin, Avalanche, Polkadot, Binance Coin, Litecoin, Shiba Inu, Chainlink, S&P 500, NASDAQ 100, Dow Jones, FTSE 100, Russell 2000, Apple, Tesla, Microsoft, Amazon, Alphabet, NVIDIA, Meta, JPMorgan, Netflix, AMD, Disney, Shopify, Palantir, Coinbase, PayPal, Zoom, Intel, Uber, Snowflake, Gold, Silver, Crude Oil, Natural Gas, Platinum, and more. 50+ assets across stocks, crypto, indices, and commodities.

Is Invetest free to use?

Yes — completely free. No sign-up, no credit card, no premium tier. All features including Replay Mode, Future Mode, portfolio comparison, and all historical scenarios are available to everyone at no cost.

What is the average S&P 500 historical return?

The S&P 500 has returned approximately 10% per year on average, including dividends reinvested. From 2010 to 2024, a $1,000 investment grew to approximately $7,200 — a 620% total return. Simulate the exact S&P 500 return →

Start exploring your money

Look back at what you missed. Look forward at what's possible. Plan what comes next.

⏪ Replay Mode 🔭 Future Mode 🔮 Planning

No sign-up required · Real market data

Everything about your money